Everyone who has a child at home knows how difficult it is when at the end of summer the kids have to return to school. It is time to buy textbooks and, as we know, they are not cheap.
And that’s not all. Usually old clothing is not good because it is already wasteful, and even if it is not, the child has probably grown up. This also leads to the need to buy new clothes and shoes, which makes the situation even more complicated.
Adding to the need to buy school supplies, the situation is already hard to bear. Luckily, companies offering fast loans every autumn come up with new attractive offers and promotions that come just in time.
At this time of the year when we have so much spending, most of us worry about something else. The cold weather is approaching, and it knocks on the door and the new heating season.
At this point, many people decide to seek little financial help to use as a refreshing financial injection to make it easier. Among the most attractive offers we can find Gandalf Credit, which offers extremely hot offers for loans and quick money, which can then be repaid on advantageous terms and without serious cost.
Why September is a good month to pull a small credit
According to finance specialists, September is one of the most difficult months of the year from a financial point of view, and the reasons for this are quite a lot. This puts a lot of households in front of the need for financial help.
At the same time, the financiers also share the view that this period is most favorable for borrowing, as usually their return is then so difficult.
1. There are many costs
Usually, September is the last blow to the family budget after we are left without money after the summer vacation. Now, as if to make it even harder for us, the teachers are welcomed with instructions on what textbooks to buy, what notebooks are needed, how much to pay for security and a bunch of other extras.
The presence of special sportswear for physical education requires that additional sports clothing be purchased, other than those that the child traditionally loves to wear.
Indeed, this may not be so unbearable for some parents, but for most families they are several hundred levs (at least 200), which can be a great challenge.
2. There is enough time to return the loan before Christmas
The period offers enough time for “lull” in which to return the accumulated obligations. After spending a summer holiday (most likely in August), and having met a bunch of expenses around the start of the school year, now come a few quieter months.
Usually until Christmas, when the next break, gift and party expenses come, there are no other costs to be foreseen. This will help you pay for textbooks, clothes, and school supplies for the child in installments, which is definitely always easier.
3. It is easy to plan the period until the end of the year
Although September is a busy month in terms of spending in many different directions, it has an undeniable advantage. Against the backdrop of high costs, the September-December period is easily predictable.
At that time, summer holidays have already passed, and usually the coming months may respond to the standard budget. From this perspective, it is easy for a person to meet his obligations and to plan the period.